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Dividend discount model (two-stage)Analyst

Fast dividend growth for a few years, then a stable long-term rate.

What you’ll enter

  • Annual dividend per share
  • Growth in first stage
  • Years of first stage
  • Long-term growth
  • Required return
  • Current share price (optional)

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The formula

Value = Σ Dₜ ÷ (1 + r)ᵗ + [Dₙ × (1 + g₂) ÷ (r − g₂)] ÷ (1 + r)ⁿ

Each first-stage dividend is discounted separately. Everything after is valued with the constant-growth formula and discounted back to today.

Use the sensitivity table: small changes in the required return or long-term growth move the value a lot.