All calculators / Time value of money
Present valueAnalyst
What a future amount is worth in today’s money.
What you’ll enter
- Future amount
- Discount rate per year
- Years until received
Included with Analyst
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The formula
PV = FV ÷ (1 + r)ⁿ
Money received later is worth less than money today, because today’s money could be invested. The discount rate is the return you could earn elsewhere.